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{"sheet":"Initial Benefits","index":0,"n_rows":26,"n_cols":14,"rows_kept":26,"cut":false,"hidden":false,"merged":[[2,9,5,9],[2,11,5,11],[2,12,5,12],[2,13,5,13],[1,1,1,2],[2,1,3,1],[2,2,3,2],[2,8,5,8],[1,4,1,9],[1,11,1,13],[2,4,5,4],[2,5,5,5],[2,6,5,6],[2,7,5,7]]}
[]
[null,"Member Details",null,null,"Retirement/Invalidity Pay",null,null,null,null,null,null,"Spouse's Pension"]
[null,"Gender >",{"$f":"IF(Data2!F1=TRUE,\"MALE\",\"FEMALE\")","v":"FEMALE"},null,"Starting\nFrom","At\nYears\nof\nAge","Fully Indexed\n(per annum)","Partly Indexed\n(per annum)","Loss\n(per annum)","After Commutation\n(per annum)",null,"Fully Indexed\n(per annum)","Partly Indexed\n(per annum)","Loss\n(per annum)"]
[]
[null,"Date of Birth >"]
[null,"Date of Retirement >"]
[null,"Uncommuted Retirement Pay >",null,null,{"$f":"C6","v":"00:00:00"},{"$f":"IF(OR($C$5=0,$C$6=0),0,INT((E7-$C$5)/365.25))","v":0},{"$f":"Data1!P10","v":0},{"$f":"IF(G7=0,0,Data1!Q10)","v":0},{"$f":"Data1!R10","v":0},{"$f":"Data1!S10","v":0},null,{"$f":"Data1!T10","v":0},{"$f":"IF(L7=0,0,Data1!U10)","v":0},{"$f":"Data1!V10","v":0}]
[null,"Number of Years which can be Commuted",{"$f":"Data2!J32","v":0},null,{"$f":"IF(E7=0,0,DATE(YEAR(E7)+1,MONTH(E7),DAY(E7)))","v":"00:00:00"},{"$f":"IF(OR($C$5=0,$C$6=0),0,INT((E8-$C$5)/365.25))","v":0},{"$f":"Data1!P11","v":0},{"$f":"IF(G8=0,0,Data1!Q11)","v":0},{"$f":"IF(G8=0,0,Data1!R11)","v":0},{"$f":"Data1!S11","v":0},null,{"$f":"Data1!T11","v":0},{"$f":"IF(L8=0,0,Data1!U11)","v":0},{"$f":"IF(L8=0,0,Data1!V11)","v":0}]
[null,"Commutation Entitlement",{"$f":"C7*C8","v":0},null,{"$f":"IF(E8=0,0,DATE(YEAR(E8)+1,MONTH(E8),DAY(E8)))","v":"00:00:00"},0,{"$f":"Data1!P12","v":0},{"$f":"IF(G9=0,0,Data1!Q12)","v":0},{"$f":"IF(G9=0,0,Data1!R12)","v":0},{"$f":"Data1!S12","v":0},null,{"$f":"Data1!T12","v":0},{"$f":"IF(L9=0,0,Data1!U12)","v":0},{"$f":"IF(L9=0,0,Data1!V12)","v":0}]
[null,"Reduced Retirement Pay",{"$f":"C7-Data2!J31","v":0},null,"00:00:00",0,{"$f":"Data1!P13","v":0},{"$f":"IF(G10=0,0,Data1!Q13)","v":0},{"$f":"IF(G10=0,0,Data1!R13)","v":0},{"$f":"Data1!S13","v":0},null,{"$f":"Data1!T13","v":0},{"$f":"IF(L10=0,0,Data1!U13)","v":0},{"$f":"IF(L10=0,0,Data1!V13)","v":0}]
[null,"Amount Commuted >",null,null,"00:00:00",0,{"$f":"Data1!P14","v":0},{"$f":"IF(G11=0,0,Data1!Q14)","v":0},{"$f":"IF(G11=0,0,Data1!R14)","v":0},{"$f":"Data1!S14","v":0},null,{"$f":"Data1!T14","v":0},{"$f":"IF(L11=0,0,Data1!U14)","v":0},{"$f":"IF(L11=0,0,Data1!V14)","v":0}]
[null,"Commuted Retirement Pay >",null,null,"00:00:00",0,{"$f":"Data1!P15","v":0},{"$f":"IF(G12=0,0,Data1!Q15)","v":0},{"$f":"IF(G12=0,0,Data1!R15)","v":0},{"$f":"Data1!S15","v":0},null,{"$f":"Data1!T15","v":0},{"$f":"IF(L12=0,0,Data1!U15)","v":0},{"$f":"IF(L12=0,0,Data1!V15)","v":0}]
[null,null,null,null,"00:00:00",0,{"$f":"Data1!P16","v":0},{"$f":"IF(G13=0,0,Data1!Q16)","v":0},{"$f":"IF(G13=0,0,Data1!R16)","v":0},{"$f":"Data1!S16","v":0},null,{"$f":"Data1!T16","v":0},{"$f":"IF(L13=0,0,Data1!U16)","v":0},{"$f":"IF(L13=0,0,Data1!V16)","v":0}]
[null,"Gross Fortnightly Pension as at 3/01/2019 >",null,null,"00:00:00",0,{"$f":"Data1!P17","v":0},{"$f":"IF(G14=0,0,Data1!Q17)","v":0},{"$f":"IF(G14=0,0,Data1!R17)","v":0},{"$f":"Data1!S17","v":0},null,{"$f":"Data1!T17","v":0},{"$f":"IF(L14=0,0,Data1!U17)","v":0},{"$f":"IF(L14=0,0,Data1!V17)","v":0}]
[null,null,null,null,"00:00:00",0,{"$f":"Data1!P18","v":0},{"$f":"IF(G15=0,0,Data1!Q18)","v":0},{"$f":"IF(G15=0,0,Data1!R18)","v":0},{"$f":"Data1!S18","v":0},null,{"$f":"Data1!T18","v":0},{"$f":"IF(L15=0,0,Data1!U18)","v":0},{"$f":"IF(L15=0,0,Data1!V18)","v":0}]
[null,"Future Indexation Rate (per annum) >",0.02,null,"00:00:00",0,{"$f":"Data1!P19","v":0},{"$f":"IF(G16=0,0,Data1!Q19)","v":0},{"$f":"IF(G16=0,0,Data1!R19)","v":0},{"$f":"Data1!S19","v":0},null,{"$f":"Data1!T19","v":0},{"$f":"IF(L16=0,0,Data1!U19)","v":0},{"$f":"IF(L16=0,0,Data1!V19)","v":0}]
[null,null,null,null,"00:00:00",0,{"$f":"Data1!P20","v":0},{"$f":"IF(G17=0,0,Data1!Q20)","v":0},{"$f":"IF(G17=0,0,Data1!R20)","v":0},{"$f":"Data1!S20","v":0},null,{"$f":"Data1!T20","v":0},{"$f":"IF(L17=0,0,Data1!U20)","v":0},{"$f":"IF(L17=0,0,Data1!V20)","v":0}]
[null,"Part of Retirement Pay which is Indexed",{"$f":"IF(OR(C23=0,Data2!I32=0),0,1-Data2!I32/C23)","v":0},null,"00:00:00",0,{"$f":"Data1!P21","v":0},{"$f":"IF(G18=0,0,Data1!Q21)","v":0},{"$f":"IF(G18=0,0,Data1!R21)","v":0},{"$f":"Data1!S21","v":0},null,{"$f":"Data1!T21","v":0},{"$f":"IF(L18=0,0,Data1!U21)","v":0},{"$f":"IF(L18=0,0,Data1!V21)","v":0}]
[null,"Part which is Indexed for Spouse's Pension",{"$f":"IF(C23=0,0,1-4/C23)","v":0},null,"00:00:00",0,{"$f":"Data1!P22","v":0},{"$f":"IF(G19=0,0,Data1!Q22)","v":0},{"$f":"IF(G19=0,0,Data1!R22)","v":0},{"$f":"Data1!S22","v":0},null,{"$f":"Data1!T22","v":0},{"$f":"IF(L19=0,0,Data1!U22)","v":0},{"$f":"IF(L19=0,0,Data1!V22)","v":0}]
[null,null,null,null,"00:00:00",0,{"$f":"Data1!P23","v":0},{"$f":"IF(G20=0,0,Data1!Q23)","v":0},{"$f":"IF(G20=0,0,Data1!R23)","v":0},{"$f":"Data1!S23","v":0},null,{"$f":"Data1!T23","v":0},{"$f":"IF(L20=0,0,Data1!U23)","v":0},{"$f":"IF(L20=0,0,Data1!V23)","v":0}]
[null,"Age on Retirement (30 to 65)",{"$f":"IF(C5>0=TRUE,IF(C6>C5,INT((C6-C5)/365.25),0),0)","v":0},null,"00:00:00",0,{"$f":"Data1!P24","v":0},{"$f":"IF(G21=0,0,Data1!Q24)","v":0},{"$f":"IF(G21=0,0,Data1!R24)","v":0},{"$f":"Data1!S24","v":0},null,{"$f":"Data1!T24","v":0},{"$f":"IF(L21=0,0,Data1!U24)","v":0},{"$f":"IF(L21=0,0,Data1!V24)","v":0}]
[null,null,null,null,"00:00:00",0,{"$f":"Data1!P25","v":0},{"$f":"IF(G22=0,0,Data1!Q25)","v":0},{"$f":"IF(G22=0,0,Data1!R25)","v":0},{"$f":"Data1!S25","v":0},null,{"$f":"Data1!T25","v":0},{"$f":"IF(L22=0,0,Data1!U25)","v":0},{"$f":"IF(L22=0,0,Data1!V25)","v":0}]
[null,"1960-1962 Life Expectancy",{"$f":"IF(AND(C21>29,C21<66),IF(Data1!F1=TRUE,LOOKUP(C21,Data2!A4:A39,Data2!B4:B39),LOOKUP(C21,Data2!A4:A39,Data2!C4:C39)),0)","v":0},null,"00:00:00",0,{"$f":"Data1!P26","v":0},{"$f":"IF(G23=0,0,Data1!Q26)","v":0},{"$f":"IF(G23=0,0,Data1!R26)","v":0},{"$f":"Data1!S26","v":0},null,{"$f":"Data1!T26","v":0},{"$f":"IF(L23=0,0,Data1!U26)","v":0},{"$f":"IF(L23=0,0,Data1!V26)","v":0}]
[null,"Age at 1960-1962 Life Expectancy",{"$f":"IF(C23=0,0,C21+C23)","v":0},null,"00:00:00",0,{"$f":"Data1!P27","v":0},{"$f":"IF(G24=0,0,Data1!Q27)","v":0},{"$f":"IF(G24=0,0,Data1!R27)","v":0},{"$f":"Data1!S27","v":0},null,{"$f":"Data1!T27","v":0},{"$f":"IF(L24=0,0,Data1!U27)","v":0},{"$f":"IF(L24=0,0,Data1!V27)","v":0}]
[null,"2015-2017 Life Expectancy",{"$f":"IF(AND(C21>29,C21<66),IF(Data1!F1=TRUE,LOOKUP(C24,Data2!A5:A54,Data2!D5:D54),LOOKUP(C24,Data2!A5:A54,Data2!E5:E54)),0)","v":0},null,"00:00:00",0,{"$f":"Data1!P28","v":0},{"$f":"IF(G25=0,0,Data1!Q28)","v":0},{"$f":"IF(G25=0,0,Data1!R28)","v":0},{"$f":"Data1!S28","v":0},null,{"$f":"Data1!T28","v":0},{"$f":"IF(L25=0,0,Data1!U28)","v":0},{"$f":"IF(L25=0,0,Data1!V28)","v":0}]
[null,"Age at 2015-2017 Life Expectancy",{"$f":"IF(C23=0,0,C21+C23+C25)","v":0},null,"00:00:00",0,{"$f":"Data1!P29","v":0},{"$f":"IF(G26=0,0,Data1!Q29)","v":0},{"$f":"IF(G26=0,0,Data1!R29)","v":0},{"$f":"Data1!S29","v":0},null,{"$f":"Data1!T29","v":0},{"$f":"IF(L26=0,0,Data1!U29)","v":0},{"$f":"IF(L26=0,0,Data1!V29)","v":0}]

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[]
[null,"Member Details",null,null,"Retirement/Invalidity Pay",null,null,null,null,null,null,"Spouse's Pension"]
[null,"Gender >",{"$f":"IF(Data1!F1=TRUE,\"MALE\",\"FEMALE\")","v":"MALE"},null,"Starting\nFrom","At\nYears\nof\nAge","Fully Indexed\n(per annum)","Partly Indexed\n(per annum)","Loss\n(per annum)","After Commutation\n(per annum)",null,"Fully Indexed\n(per annum)","Partly Indexed\n(per annum)","Loss\n(per annum)"]
[]
[null,"Date of Birth >",{"$f":"'Initial Benefits'!C5","v":"00:00:00"}]
[null,"Date of Retirement >",{"$f":"'Initial Benefits'!C6","v":"00:00:00"}]
[null,"Uncommuted Retirement Pay >",{"$f":"'Initial Benefits'!C7","v":0},null,{"$f":"TODAY()","v":"2019-02-25"},{"$f":"'Future Losses'!F7","v":0},{"$f":"Data2!P10","v":0},{"$f":"IF(G7=0,0,Data2!Q10)","v":0},{"$f":"'Future Losses'!G7","v":0},{"$f":"Data2!S10","v":0},null,{"$f":"Data2!T10","v":0},{"$f":"IF(L7=0,0,Data2!U10)","v":0},{"$f":"'Future Losses'!I7","v":0}]
[null,"Number of Years which can be Commuted",{"$f":"Data2!J32","v":0},null,{"$f":"DATE(YEAR(E7)+1,MONTH(E7),DAY(E7))","v":"2020-02-25"},{"$f":"'Future Losses'!F8","v":0},{"$f":"Data2!P11","v":0},{"$f":"IF(G8=0,0,Data2!Q11)","v":0},{"$f":"'Future Losses'!G8","v":0},{"$f":"Data2!S11","v":0},null,{"$f":"Data2!T11","v":0},{"$f":"IF(L8=0,0,Data2!U11)","v":0},{"$f":"'Future Losses'!I8","v":0}]
[null,"Commutation Entitlement",{"$f":"C7*C8","v":0},null,"2021-02-25",{"$f":"'Future Losses'!F9","v":0},{"$f":"Data2!P12","v":0},{"$f":"IF(G9=0,0,Data2!Q12)","v":0},{"$f":"'Future Losses'!G9","v":0},{"$f":"Data2!S12","v":0},null,{"$f":"Data2!T12","v":0},{"$f":"IF(L9=0,0,Data2!U12)","v":0},{"$f":"'Future Losses'!I9","v":0}]
[null,"Reduced Retirement Pay",{"$f":"C7-Data2!J31","v":0},null,"2022-02-25",{"$f":"'Future Losses'!F10","v":0},{"$f":"Data2!P13","v":0},{"$f":"IF(G10=0,0,Data2!Q13)","v":0},{"$f":"'Future Losses'!G10","v":0},{"$f":"Data2!S13","v":0},null,{"$f":"Data2!T13","v":0},{"$f":"IF(L10=0,0,Data2!U13)","v":0},{"$f":"'Future Losses'!I10","v":0}]
[null,"Amount Commuted >",{"$f":"'Initial Benefits'!C11","v":0},null,"2023-02-25",{"$f":"'Future Losses'!F11","v":0},{"$f":"Data2!P14","v":0},{"$f":"IF(G11=0,0,Data2!Q14)","v":0},{"$f":"'Future Losses'!G11","v":0},{"$f":"Data2!S14","v":0},null,{"$f":"Data2!T14","v":0},{"$f":"IF(L11=0,0,Data2!U14)","v":0},{"$f":"'Future Losses'!I11","v":0}]
[null,"Commuted Retirement Pay >",{"$f":"'Initial Benefits'!C12","v":0},null,"2024-02-25",{"$f":"'Future Losses'!F12","v":0},{"$f":"Data2!P15","v":0},{"$f":"IF(G12=0,0,Data2!Q15)","v":0},{"$f":"'Future Losses'!G12","v":0},{"$f":"Data2!S15","v":0},null,{"$f":"Data2!T15","v":0},{"$f":"IF(L12=0,0,Data2!U15)","v":0},{"$f":"'Future Losses'!I12","v":0}]
[null,null,null,null,"2025-02-25",{"$f":"'Future Losses'!F13","v":0},{"$f":"Data2!P16","v":0},{"$f":"IF(G13=0,0,Data2!Q16)","v":0},{"$f":"'Future Losses'!G13","v":0},{"$f":"Data2!S16","v":0},null,{"$f":"Data2!T16","v":0},{"$f":"IF(L13=0,0,Data2!U16)","v":0},{"$f":"'Future Losses'!I13","v":0}]
[null,"Gross Fortnightly Pension as at 3/01/2019 >",{"$f":"'Initial Benefits'!C14","v":0},null,"2026-02-25",{"$f":"'Future Losses'!F14","v":0},{"$f":"Data2!P17","v":0},{"$f":"IF(G14=0,0,Data2!Q17)","v":0},{"$f":"'Future Losses'!G14","v":0},{"$f":"Data2!S17","v":0},null,{"$f":"Data2!T17","v":0},{"$f":"IF(L14=0,0,Data2!U17)","v":0},{"$f":"'Future Losses'!I14","v":0}]
[null,null,null,null,"2027-02-25",{"$f":"'Future Losses'!F15","v":0},{"$f":"Data2!P18","v":0},{"$f":"IF(G15=0,0,Data2!Q18)","v":0},{"$f":"'Future Losses'!G15","v":0},{"$f":"Data2!S18","v":0},null,{"$f":"Data2!T18","v":0},{"$f":"IF(L15=0,0,Data2!U18)","v":0},{"$f":"'Future Losses'!I15","v":0}]
[null,"Future Indexation Rate (per annum) >",{"$f":"'Initial Benefits'!C16","v":0.02},null,"2028-02-25",{"$f":"'Future Losses'!F16","v":0},{"$f":"Data2!P19","v":0},{"$f":"IF(G16=0,0,Data2!Q19)","v":0},{"$f":"'Future Losses'!G16","v":0},{"$f":"Data2!S19","v":0},null,{"$f":"Data2!T19","v":0},{"$f":"IF(L16=0,0,Data2!U19)","v":0},{"$f":"'Future Losses'!I16","v":0}]
[null,null,null,null,"2029-02-25",{"$f":"'Future Losses'!F17","v":0},{"$f":"Data2!P20","v":0},{"$f":"IF(G17=0,0,Data2!Q20)","v":0},{"$f":"'Future Losses'!G17","v":0},{"$f":"Data2!S20","v":0},null,{"$f":"Data2!T20","v":0},{"$f":"IF(L17=0,0,Data2!U20)","v":0},{"$f":"'Future Losses'!I17","v":0}]
[null,"Part of Retirement Pay which is Indexed",{"$f":"'Initial Benefits'!C18","v":0},null,"2030-02-25",{"$f":"'Future Losses'!F18","v":0},{"$f":"Data2!P21","v":0},{"$f":"IF(G18=0,0,Data2!Q21)","v":0},{"$f":"'Future Losses'!G18","v":0},{"$f":"Data2!S21","v":0},null,{"$f":"Data2!T21","v":0},{"$f":"IF(L18=0,0,Data2!U21)","v":0},{"$f":"'Future Losses'!I18","v":0}]
[null,"Part which is Indexed for Spouse's Pension",{"$f":"'Initial Benefits'!C19","v":0},null,"2031-02-25",{"$f":"'Future Losses'!F19","v":0},{"$f":"Data2!P22","v":0},{"$f":"IF(G19=0,0,Data2!Q22)","v":0},{"$f":"'Future Losses'!G19","v":0},{"$f":"Data2!S22","v":0},null,{"$f":"Data2!T22","v":0},{"$f":"IF(L19=0,0,Data2!U22)","v":0},{"$f":"'Future Losses'!I19","v":0}]
[null,null,null,null,"2032-02-25",{"$f":"'Future Losses'!F20","v":0},{"$f":"Data2!P23","v":0},{"$f":"IF(G20=0,0,Data2!Q23)","v":0},{"$f":"'Future Losses'!G20","v":0},{"$f":"Data2!S23","v":0},null,{"$f":"Data2!T23","v":0},{"$f":"IF(L20=0,0,Data2!U23)","v":0},{"$f":"'Future Losses'!I20","v":0}]
[null,"Age on Retirement (30 to 65)",{"$f":"'Initial Benefits'!C21","v":0},null,"2033-02-25",{"$f":"'Future Losses'!F21","v":0},{"$f":"Data2!P24","v":0},{"$f":"IF(G21=0,0,Data2!Q24)","v":0},{"$f":"'Future Losses'!G21","v":0},{"$f":"Data2!S24","v":0},null,{"$f":"Data2!T24","v":0},{"$f":"IF(L21=0,0,Data2!U24)","v":0},{"$f":"'Future Losses'!I21","v":0}]
[null,null,null,null,"2034-02-25",{"$f":"'Future Losses'!F22","v":0},{"$f":"Data2!P25","v":0},{"$f":"IF(G22=0,0,Data2!Q25)","v":0},{"$f":"'Future Losses'!G22","v":0},{"$f":"Data2!S25","v":0},null,{"$f":"Data2!T25","v":0},{"$f":"IF(L22=0,0,Data2!U25)","v":0},{"$f":"'Future Losses'!I22","v":0}]
[null,"1960-1962 Life Expectancy",{"$f":"'Initial Benefits'!C23","v":0},null,"2035-02-25",{"$f":"'Future Losses'!F23","v":0},{"$f":"Data2!P26","v":0},{"$f":"IF(G23=0,0,Data2!Q26)","v":0},{"$f":"'Future Losses'!G23","v":0},{"$f":"Data2!S26","v":0},null,{"$f":"Data2!T26","v":0},{"$f":"IF(L23=0,0,Data2!U26)","v":0},{"$f":"'Future Losses'!I23","v":0}]
[null,"Age at 1960-1962 Life Expectancy",{"$f":"'Initial Benefits'!C24","v":0},null,"2036-02-25",{"$f":"'Future Losses'!F24","v":0},{"$f":"Data2!P27","v":0},{"$f":"IF(G24=0,0,Data2!Q27)","v":0},{"$f":"'Future Losses'!G24","v":0},{"$f":"Data2!S27","v":0},null,{"$f":"Data2!T27","v":0},{"$f":"IF(L24=0,0,Data2!U27)","v":0},{"$f":"'Future Losses'!I24","v":0}]
[null,"2015-2017 Life Expectancy",{"$f":"'Initial Benefits'!C25","v":0},null,"2037-02-25",{"$f":"'Future Losses'!F25","v":0},{"$f":"Data2!P28","v":0},{"$f":"IF(G25=0,0,Data2!Q28)","v":0},{"$f":"'Future Losses'!G25","v":0},{"$f":"Data2!S28","v":0},null,{"$f":"Data2!T28","v":0},{"$f":"IF(L25=0,0,Data2!U28)","v":0},{"$f":"'Future Losses'!I25","v":0}]
[null,"Age at 2015-2017 Life Expectancy",{"$f":"'Initial Benefits'!C26","v":0},null,"2038-02-25",{"$f":"'Future Losses'!F26","v":0},{"$f":"Data2!P29","v":0},{"$f":"IF(G26=0,0,Data2!Q29)","v":0},{"$f":"'Future Losses'!G26","v":0},{"$f":"Data2!S29","v":0},null,{"$f":"Data2!T29","v":0},{"$f":"IF(L26=0,0,Data2!U29)","v":0},{"$f":"'Future Losses'!I26","v":0}]

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[]
[null,"Member Details",null,null,"Losses due to Partial Indexation",null,null,null,null,null,"Commutation Payback",null,null,null,"Total Losses"]
[null,"Gender >",{"$f":"IF(Data1!F1=TRUE,\"MALE\",\"FEMALE\")","v":"MALE"},null,"Starting\nFrom","At\nYears\nof\nAge","Retirement\nPay\nLoss\n(per annum)","Retirement\nPay\nTotal\nLoss","Spouse’s\nPension\nLoss\n(per annum)",null,"Total\nAmount\nRepaid","Balance\nto be\nRepaid","Repaid\nin excess\nof Amount\nCommuted",null,"Indexation Losses\nplus excess\nCommutation\nRepayments"]
[]
[null,"Date of Birth >",{"$f":"'Initial Benefits'!C5","v":"00:00:00"}]
[null,"Date of Retirement >",{"$f":"'Initial Benefits'!C6","v":"00:00:00"}]
[null,"Uncommuted Retirement Pay >",{"$f":"'Initial Benefits'!C7","v":0},null,{"$f":"TODAY()","v":"2019-02-25"},{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E7-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N10<0),0,Data2!N10)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M10<0),0,Data2!M10)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O10<0),0,Data2!O10)","v":0},null,{"$f":"(E7-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K7-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K7,0)","v":0},{"$f":"IF(K7-'Initial Benefits'!$C$11>0,K7-'Initial Benefits'!$C$11, 0)","v":0},null,{"$f":"H7+M7","v":0}]
[null,"Number of Years which can be Commuted",{"$f":"Data2!J32","v":0},null,{"$f":"DATE(YEAR(E7)+1,MONTH(E7),DAY(E7))","v":"2020-02-25"},{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E8-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N11<0),0,Data2!N11)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M11<0),0,Data2!M11)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O11<0),0,Data2!O11)","v":0},null,{"$f":"(E8-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K8-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K8,0)","v":0},{"$f":"IF(K8-'Initial Benefits'!$C$11>0,K8-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,"Commutation Entitlement",{"$f":"C7*C8","v":0},null,"2021-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E9-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N12<0),0,Data2!N12)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M12<0),0,Data2!M12)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O12<0),0,Data2!O12)","v":0},null,{"$f":"(E9-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K9-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K9,0)","v":0},{"$f":"IF(K9-'Initial Benefits'!$C$11>0,K9-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,"Reduced Retirement Pay",{"$f":"C7-Data2!J31","v":0},null,"2022-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E10-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N13<0),0,Data2!N13)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M13<0),0,Data2!M13)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O13<0),0,Data2!O13)","v":0},null,{"$f":"(E10-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K10-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K10,0)","v":0},{"$f":"IF(K10-'Initial Benefits'!$C$11>0,K10-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,"Amount Commuted >",{"$f":"'Initial Benefits'!C11","v":0},null,"2023-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E11-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N14<0),0,Data2!N14)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M14<0),0,Data2!M14)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O14<0),0,Data2!O14)","v":0},null,{"$f":"(E11-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K11-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K11,0)","v":0},{"$f":"IF(K11-'Initial Benefits'!$C$11>0,K11-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,"Commuted Retirement Pay >",{"$f":"'Initial Benefits'!C12","v":0},null,"2024-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E12-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N15<0),0,Data2!N15)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M15<0),0,Data2!M15)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O15<0),0,Data2!O15)","v":0},null,{"$f":"(E12-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K12-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K12,0)","v":0},{"$f":"IF(K12-'Initial Benefits'!$C$11>0,K12-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,null,null,null,"2025-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E13-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N16<0),0,Data2!N16)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M16<0),0,Data2!M16)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O16<0),0,Data2!O16)","v":0},null,{"$f":"(E13-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K13-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K13,0)","v":0},{"$f":"IF(K13-'Initial Benefits'!$C$11>0,K13-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,"Gross Fortnightly Pension at at 3/01/2019 >",{"$f":"'Initial Benefits'!C14","v":0},null,"2026-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E14-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N17<0),0,Data2!N17)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M17<0),0,Data2!M17)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O17<0),0,Data2!O17)","v":0},null,{"$f":"(E14-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K14-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K14,0)","v":0},{"$f":"IF(K14-'Initial Benefits'!$C$11>0,K14-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,null,null,null,"2027-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E15-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N18<0),0,Data2!N18)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M18<0),0,Data2!M18)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O18<0),0,Data2!O18)","v":0},null,{"$f":"(E15-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K15-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K15,0)","v":0},{"$f":"IF(K15-'Initial Benefits'!$C$11>0,K15-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,"Future Indexation Rate (per annum) >",{"$f":"'Initial Benefits'!C16","v":0.02},null,"2028-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E16-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N19<0),0,Data2!N19)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M19<0),0,Data2!M19)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O19<0),0,Data2!O19)","v":0},null,{"$f":"(E16-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K16-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K16,0)","v":0},{"$f":"IF(K16-'Initial Benefits'!$C$11>0,K16-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,null,null,null,"2029-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E17-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N20<0),0,Data2!N20)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M20<0),0,Data2!M20)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O20<0),0,Data2!O20)","v":0},null,{"$f":"(E17-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K17-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K17,0)","v":0},{"$f":"IF(K17-'Initial Benefits'!$C$11>0,K17-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,"Part of Retirement Pay which is Indexed",{"$f":"'Initial Benefits'!C18","v":0},null,"2030-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E18-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N21<0),0,Data2!N21)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M21<0),0,Data2!M21)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O21<0),0,Data2!O21)","v":0},null,{"$f":"(E18-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K18-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K18,0)","v":0},{"$f":"IF(K18-'Initial Benefits'!$C$11>0,K18-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,"Part which is Indexed for Spouse's Pension",{"$f":"'Initial Benefits'!C19","v":0},null,"2031-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E19-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N22<0),0,Data2!N22)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M22<0),0,Data2!M22)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O22<0),0,Data2!O22)","v":0},null,{"$f":"(E19-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K19-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K19,0)","v":0},{"$f":"IF(K19-'Initial Benefits'!$C$11>0,K19-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,null,null,null,"2032-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E20-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N23<0),0,Data2!N23)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M23<0),0,Data2!M23)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O23<0),0,Data2!O23)","v":0},null,{"$f":"(E20-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K20-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K20,0)","v":0},{"$f":"IF(K20-'Initial Benefits'!$C$11>0,K20-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,"Age on Retirement (30 to 65)",{"$f":"'Initial Benefits'!C21","v":0},null,"2033-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E21-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N24<0),0,Data2!N24)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M24<0),0,Data2!M24)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O24<0),0,Data2!O24)","v":0},null,{"$f":"(E21-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K21-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K21,0)","v":0},{"$f":"IF(K21-'Initial Benefits'!$C$11>0,K21-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,null,null,null,"2034-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E22-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N25<0),0,Data2!N25)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M25<0),0,Data2!M25)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O25<0),0,Data2!O25)","v":0},null,{"$f":"(E22-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K22-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K22,0)","v":0},{"$f":"IF(K22-'Initial Benefits'!$C$11>0,K22-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,"1960-1962 Life Expectancy",{"$f":"'Initial Benefits'!C23","v":0},null,"2035-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E23-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N26<0),0,Data2!N26)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M26<0),0,Data2!M26)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O26<0),0,Data2!O26)","v":0},null,{"$f":"(E23-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K23-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K23,0)","v":0},{"$f":"IF(K23-'Initial Benefits'!$C$11>0,K23-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,"Age at 1960-1962 Life Expectancy",{"$f":"'Initial Benefits'!C24","v":0},null,"2036-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E24-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N27<0),0,Data2!N27)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M27<0),0,Data2!M27)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O27<0),0,Data2!O27)","v":0},null,{"$f":"(E24-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K24-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K24,0)","v":0},{"$f":"IF(K24-'Initial Benefits'!$C$11>0,K24-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,"2015-2017 Life Expectancy",{"$f":"'Initial Benefits'!C25","v":0},null,"2037-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E25-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N28<0),0,Data2!N28)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M28<0),0,Data2!M28)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O28<0),0,Data2!O28)","v":0},null,{"$f":"(E25-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K25-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K25,0)","v":0},{"$f":"IF(K25-'Initial Benefits'!$C$11>0,K25-'Initial Benefits'!$C$11, 0)","v":0},null,0]
[null,"Age at 2015-2017 Life Expectancy",{"$f":"'Initial Benefits'!C26","v":0},null,"2038-02-25",{"$f":"IF('Initial Benefits'!$C$5=0,0,INT((E26-'Initial Benefits'!$C$5)/365.25))","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!N29<0),0,Data2!N29)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!M29<0),0,Data2!M29)","v":0},{"$f":"IF(OR('Initial Benefits'!$C$14=0,Data2!O29<0),0,Data2!O29)","v":0},null,{"$f":"(E26-'Initial Benefits'!$C$6)*Data2!$J$5","v":0},{"$f":"IF(K26-'Initial Benefits'!$C$11<0,'Initial Benefits'!$C$11-K26,0)","v":0},{"$f":"IF(K26-'Initial Benefits'!$C$11>0,K26-'Initial Benefits'!$C$11, 0)","v":0},null,0]

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{"sheet":"Fig.2","index":4,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[[1,1,32,14]]}

{"sheet":"Fig.3","index":5,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[[1,1,32,14]]}

{"sheet":"Fig.4","index":6,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[[1,1,32,14]]}

{"sheet":"Data1","index":7,"n_rows":55,"n_cols":22,"rows_kept":55,"cut":false,"hidden":true,"merged":[[0,0,2,0],[0,1,0,4],[0,12,4,12],[0,13,4,13],[0,14,4,14],[0,16,5,16],[0,17,5,17],[0,18,5,18],[0,19,5,19],[1,1,1,2],[1,3,1,4],[0,15,5,15]]}
["Age","Life Expectancy",null,null,null,true,false,null,null,null,null,null,"TOTAL LOSS","Indexation\nLoss","Commutation\nLoss","Loss due to\nPartial\nIndexation","Commutation\nPayback","Reduced\nRetirement\nPay","Loss due to\nPartial\nIndexation","Spouse's\nPension"]
[null,"1960-1962",null,"2015-2017"]
[null,"Male","Female","Male","Female"]
[30,41.12,46.49,51.367100000000001,55.213140000000003,null,null,null,"Interval to 1962 Life Expectancy",{"$f":"INT('Initial Benefits'!C23*365.25)","v":0},"days"]
[{"$f":"A4+1","v":31},40.18,45.53,50.407449999999997,54.231810000000003,null,null,null,"Retirement Pay Reduction Rate",{"$f":"IF(J4>0,ROUND('Initial Benefits'!C11/J4,6),0)","v":0},"per day"]
[{"$f":"A5+1","v":32},39.25,44.57,49.448920000000001,53.251989999999999]
[33,38.31,43.61,48.491639999999997,52.273780000000002,null,null,null,null,null,null,null,null,"Retirement","Spouse's","Fully","Partly",null,null,"Fully","Partly"]
[34,37.380000000000003,42.65,47.535690000000002,51.297350000000002,null,null,null,null,null,null,null,null,"Pay","Pension","Indexed","Indexed","Loss","Reduced","Indexed","Indexed","Loss"]
[35,36.450000000000003,41.7,46.581389999999999,50.322949999999999,null,null,"Start","Full Rate","Partial Rate","Difference","Pro Rata","Total Loss","Loss p/a","Loss p/a","p/a","p/a","p/a","p/a","p/a","p/a","p/a"]
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[61,14.94,18.72,22.962199999999999,25.880949999999999,null,{"$f":"DATE(YEAR(G34)+1,7,1)","v":"1984-07-01"},{"$f":"H34+0.05","v":4.0999999999999996}]
[62,14.29,17.940000000000001,22.127870000000001,24.989270000000001,null,{"$f":"DATE(YEAR(G35)+1,7,1)","v":"1985-07-01"},{"$f":"H35+0.05","v":4.1499999999999995}]
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[64,13.06,16.420000000000002,20.48039,23.218920000000001,null,"1987-07-01",4.2499999999999991]
[65,12.47,15.68,19.66779,22.341729999999998,null,"1988-07-01",4.2999999999999989]
[66,null,null,18.863199999999999,21.471419999999998,null,"1989-07-01",4.3499999999999988]
[67,null,null,18.067209999999999,20.609290000000001,null,"1990-07-01",4.3999999999999986]
[68,null,null,17.280550000000002,19.756180000000001,null,"1991-07-01",4.4499999999999984]
[69,null,null,16.50433,18.912299999999998,null,"1992-07-01",4.4999999999999982]
[70,null,null,15.739599999999999,18.07779,null,"1993-07-01",4.549999999999998]
[71,null,null,14.9876,17.253170000000001,null,"1994-07-01",4.5999999999999979]
[72,null,null,14.24939,16.439019999999999,null,"1995-07-01",4.6499999999999977]
[73,null,null,13.525779999999999,15.636189999999999,null,"1996-07-01",4.6999999999999975]
[74,null,null,12.81737,14.84582,null,"1997-07-01",4.7499999999999973]
[75,null,null,12.123939999999999,14.068630000000001,null,"1998-07-01",4.7999999999999972]
[76,null,null,11.446120000000001,13.3055,null,"1999-07-01",4.849999999999997]
[77,null,null,10.785119999999999,12.55744,null,"2000-07-01",4.8999999999999968]
[78,null,null,10.14227,11.82578,null,"2001-07-01",4.9499999999999966]
[79,null,null,9.5184599999999993,11.11204,null,"2002-07-01",4.9999999999999964]
[80,null,null,8.9151399999999992,10.41747,null,"2003-07-01",5]
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["Age","Life Expectancy",null,null,null,false,false,null,null,null,null,null,"TOTAL\nLOSSES","Indexation\nLoss","Commutation\nLoss","Loss due to\nPartial\nIndexation","Commutation\nPayback","Reduced\nRetirement\nPay","Loss due to\nPartial\nIndexation","Spouse's\nPension"]
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[null,"Male","Female","Male","Female"]
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[{"$f":"A4+1","v":31},40.18,45.53,50.407449999999997,54.231810000000003,null,null,null,"Retirement Pay Reduction Rate",{"$f":"IF(J4>0,ROUND('Initial Benefits'!C11/J4,6),0)","v":0},"per day"]
[{"$f":"A5+1","v":32},39.25,44.57,49.448920000000001,53.251989999999999]
[33,38.31,43.61,48.491639999999997,52.273780000000002,null,null,null,null,null,null,null,null,"Retirement","Spouse's","Fully","Partly",null,null,"Fully","Partly"]
[34,37.380000000000003,42.65,47.535690000000002,51.297350000000002,null,null,null,null,null,null,null,null,"Pay","Pension","Indexed","Indexed","Loss","Reduced","Indexed","Indexed","Loss"]
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[null,null,null,null,false,null,null,null,null,null,null,0,null,{"$f":"ROUND(N2*(1+L3),2)","v":0},{"$f":"N3/365*14","v":0},{"$f":"Q3/14*365","v":0},{"$f":"P2/365*14","v":0},{"$f":"P3","v":0},null,{"$f":"N3","v":0},{"$f":"T3/365*14","v":0},null,0,0,0,{"$f":"N2-Z2","v":0},null,null,{"$f":"N3*0.625","v":0},{"$f":"AB3*0.625","v":0},{"$f":"AC3-AD3","v":0}]
["1973-07-05","1974-07-03",{"$f":"A4>'Initial Benefits'!$C$6","v":true},{"$f":"B4>'Initial Benefits'!$C$6","v":true},{"$f":"AND(D4,NOT(C4))","v":false},{"$f":"IF(E4=TRUE,'Initial Benefits'!$C$6-Data3!A4+1,0)","v":0},{"$f":"IF(C4=FALSE,0,B4-A4+1)+F4","v":364},{"$f":"IF($Q$3=0,0,IF(E3=TRUE,(Q4-$Q$3)/$Q$3))","v":0},0,0,{"$f":"INT((A4-'Initial Benefits'!$C$5)/365.25)","v":73},{"$f":"IF(E3=FALSE,IF(C4=FALSE,0,IF(K4<55,J4,I4)),H4)","v":0},null,0,{"$f":"N4/365*14","v":0},0,{"$f":"IF(C4=FALSE,Q3,Q5/(1+L5))","v":0},{"$f":"ROUND(R3*(1+L4),2)","v":0},{"$f":"P4-P3","v":0},{"$f":"T3+S4","v":0},{"$f":"T4/365*14","v":0},{"$f":"N4-T4","v":0},{"$f":"W3+O4*G4/14","v":0},{"$f":"X3+U4*G4/14","v":0},{"$f":"W4-X4","v":0},{"$f":"ROUND(Z3*(1+L4),2)","v":0},{"$f":"Z4-Z3","v":0},{"$f":"AB1+AA4","v":0},{"$f":"N4*0.625","v":0},{"$f":"AB4*0.625","v":0},{"$f":"AC4-AD4","v":0}]
["1974-07-04","1975-07-02",{"$f":"A5>'Initial Benefits'!$C$6","v":true},{"$f":"B5>'Initial Benefits'!$C$6","v":true},{"$f":"AND(D5,NOT(C5))","v":false},{"$f":"IF(E5=TRUE,'Initial Benefits'!$C$6-Data3!A5+1,0)","v":0},{"$f":"IF(C5=FALSE,0,B5-A5+1)+F5","v":364},0,0.11599999999999999,0.11599999999999999,{"$f":"INT((A5-'Initial Benefits'!$C$5)/365.25)","v":74},0.11599999999999999,null,0,0,0,0,{"$f":"ROUND(R4*(1+L5),2)","v":0},{"$f":"P5-P4","v":0},{"$f":"T4+S5","v":0},0,{"$f":"N5-T5","v":0},{"$f":"W4+O5*G5/14","v":0},{"$f":"X4+U5*G5/14","v":0},{"$f":"W5-X5","v":0},{"$f":"ROUND(Z4*(1+L5),2)","v":0},{"$f":"Z5-Z4","v":0},{"$f":"AB4+AA5","v":0},0,0,0]
["1975-07-03","1976-06-30",{"$f":"A6>'Initial Benefits'!$C$6","v":true},{"$f":"B6>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E6=TRUE,'Initial Benefits'!$C$6-Data3!A6+1,0)","v":0},364,0,0.17600000000000002,0.17600000000000002,{"$f":"INT((A6-'Initial Benefits'!$C$5)/365.25)","v":75},0.17600000000000002,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"AB5+AA6","v":0},0,0,0]
["1976-07-01","1977-06-30",{"$f":"A7>'Initial Benefits'!$C$6","v":true},{"$f":"B7>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E7=TRUE,'Initial Benefits'!$C$6-Data3!A7+1,0)","v":0},365,0,0.13400000000000001,0.13400000000000001,{"$f":"INT((A7-'Initial Benefits'!$C$5)/365.25)","v":76},0.13400000000000001,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1977-06-30","1978-06-28",{"$f":"A8>'Initial Benefits'!$C$6","v":true},{"$f":"B8>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E8=TRUE,'Initial Benefits'!$C$6-Data3!A8+1,0)","v":0},364,0,0.13600000000000001,0.13600000000000001,{"$f":"INT((A8-'Initial Benefits'!$C$5)/365.25)","v":77},0.13600000000000001,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1978-06-29","1979-06-27",{"$f":"A9>'Initial Benefits'!$C$6","v":true},{"$f":"B9>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E9=TRUE,'Initial Benefits'!$C$6-Data3!A9+1,0)","v":0},364,0,8.199999999999999E-2,8.199999999999999E-2,{"$f":"INT((A9-'Initial Benefits'!$C$5)/365.25)","v":78},8.199999999999999E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1979-06-28","1980-06-25",{"$f":"A10>'Initial Benefits'!$C$6","v":true},{"$f":"B10>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E10=TRUE,'Initial Benefits'!$C$6-Data3!A10+1,0)","v":0},364,0,8.199999999999999E-2,8.199999999999999E-2,{"$f":"INT((A10-'Initial Benefits'!$C$5)/365.25)","v":79},8.199999999999999E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1980-06-26","1981-06-24",{"$f":"A11>'Initial Benefits'!$C$6","v":true},{"$f":"B11>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E11=TRUE,'Initial Benefits'!$C$6-Data3!A11+1,0)","v":0},364,0,0.105,0.105,{"$f":"INT((A11-'Initial Benefits'!$C$5)/365.25)","v":80},0.105,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1981-06-25","1982-06-23",{"$f":"A12>'Initial Benefits'!$C$6","v":true},{"$f":"B12>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E12=TRUE,'Initial Benefits'!$C$6-Data3!A12+1,0)","v":0},364,0,9.4E-2,9.4E-2,{"$f":"INT((A12-'Initial Benefits'!$C$5)/365.25)","v":81},9.4E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1982-06-24","1983-06-22",{"$f":"A13>'Initial Benefits'!$C$6","v":true},{"$f":"B13>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E13=TRUE,'Initial Benefits'!$C$6-Data3!A13+1,0)","v":0},364,0,0.105,0.105,{"$f":"INT((A13-'Initial Benefits'!$C$5)/365.25)","v":82},0.105,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1983-06-23","1984-06-20",{"$f":"A14>'Initial Benefits'!$C$6","v":true},{"$f":"B14>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E14=TRUE,'Initial Benefits'!$C$6-Data3!A14+1,0)","v":0},364,{"$f":"IF($Q$3=0,0,IF(E13=TRUE,(Q14-$Q$3)/$Q$3))","v":0},0.114,0.114,{"$f":"INT((A14-'Initial Benefits'!$C$5)/365.25)","v":83},{"$f":"IF(E13=FALSE,IF(C14=FALSE,0,IF(K14<55,J14,I14)),H14)","v":0.114},null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1984-06-21","1985-06-19",{"$f":"A15>'Initial Benefits'!$C$6","v":true},{"$f":"B15>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E15=TRUE,'Initial Benefits'!$C$6-Data3!A15+1,0)","v":0},364,{"$f":"IF($Q$3=0,0,IF(E14=TRUE,(Q15-$Q$3)/$Q$3))","v":0},5.9000000000000004E-2,5.9000000000000004E-2,{"$f":"INT((A15-'Initial Benefits'!$C$5)/365.25)","v":84},{"$f":"IF(E14=FALSE,IF(C15=FALSE,0,IF(K15<55,J15,I15)),H15)","v":5.9000000000000004E-2},null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1985-06-20","1986-06-18",{"$f":"A16>'Initial Benefits'!$C$6","v":true},{"$f":"B16>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E16=TRUE,'Initial Benefits'!$C$6-Data3!A16+1,0)","v":0},364,0,4.4000000000000004E-2,4.4000000000000004E-2,{"$f":"INT((A16-'Initial Benefits'!$C$5)/365.25)","v":85},4.4000000000000004E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1986-06-19","1986-10-08",{"$f":"A17>'Initial Benefits'!$C$6","v":true},{"$f":"B17>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E17=TRUE,'Initial Benefits'!$C$6-Data3!A17+1,0)","v":0},112,0,9.1999999999999998E-2,9.1999999999999998E-2,{"$f":"INT((A17-'Initial Benefits'!$C$5)/365.25)","v":86},9.1999999999999998E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1986-10-09","1987-06-17",{"$f":"A18>'Initial Benefits'!$C$6","v":true},{"$f":"B18>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E18=TRUE,'Initial Benefits'!$C$6-Data3!A18+1,0)","v":0},252,0,-1.8315020000000001E-2,-1.8315020000000001E-2,{"$f":"INT((A18-'Initial Benefits'!$C$5)/365.25)","v":86},-1.8315020000000001E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1987-06-18","1988-06-29",{"$f":"A19>'Initial Benefits'!$C$6","v":true},{"$f":"B19>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E19=TRUE,'Initial Benefits'!$C$6-Data3!A19+1,0)","v":0},378,0,9.4E-2,9.4E-2,{"$f":"INT((A19-'Initial Benefits'!$C$5)/365.25)","v":87},9.4E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1988-06-30","1989-06-28",{"$f":"A20>'Initial Benefits'!$C$6","v":true},{"$f":"B20>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E20=TRUE,'Initial Benefits'!$C$6-Data3!A20+1,0)","v":0},364,0,6.9000000000000006E-2,6.9000000000000006E-2,{"$f":"INT((A20-'Initial Benefits'!$C$5)/365.25)","v":88},6.9000000000000006E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1989-06-29","1989-10-18",{"$f":"A21>'Initial Benefits'!$C$6","v":true},{"$f":"B21>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E21=TRUE,'Initial Benefits'!$C$6-Data3!A21+1,0)","v":0},112,0,6.8000000000000005E-2,6.8000000000000005E-2,{"$f":"INT((A21-'Initial Benefits'!$C$5)/365.25)","v":89},6.8000000000000005E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1989-10-19","1990-06-27",{"$f":"A22>'Initial Benefits'!$C$6","v":true},{"$f":"B22>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E22=TRUE,'Initial Benefits'!$C$6-Data3!A22+1,0)","v":0},252,0,1.8656720000000002E-2,1.8656720000000002E-2,{"$f":"INT((A22-'Initial Benefits'!$C$5)/365.25)","v":89},1.8656720000000002E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1990-06-28","1991-06-26",{"$f":"A23>'Initial Benefits'!$C$6","v":true},{"$f":"B23>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E23=TRUE,'Initial Benefits'!$C$6-Data3!A23+1,0)","v":0},364,0,8.5999999999999993E-2,8.5999999999999993E-2,{"$f":"INT((A23-'Initial Benefits'!$C$5)/365.25)","v":90},8.5999999999999993E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1991-06-27","1992-06-24",{"$f":"A24>'Initial Benefits'!$C$6","v":true},{"$f":"B24>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E24=TRUE,'Initial Benefits'!$C$6-Data3!A24+1,0)","v":0},364,0,4.9000000000000002E-2,4.9000000000000002E-2,{"$f":"INT((A24-'Initial Benefits'!$C$5)/365.25)","v":91},4.9000000000000002E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1992-06-25","1993-06-23",{"$f":"A25>'Initial Benefits'!$C$6","v":true},{"$f":"B25>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E25=TRUE,'Initial Benefits'!$C$6-Data3!A25+1,0)","v":0},364,0,1.7000000000000001E-2,1.7000000000000001E-2,{"$f":"INT((A25-'Initial Benefits'!$C$5)/365.25)","v":92},1.7000000000000001E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1993-06-24","1994-06-22",{"$f":"A26>'Initial Benefits'!$C$6","v":true},{"$f":"B26>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E26=TRUE,'Initial Benefits'!$C$6-Data3!A26+1,0)","v":0},364,0,1.2E-2,1.2E-2,{"$f":"INT((A26-'Initial Benefits'!$C$5)/365.25)","v":93},1.2E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1994-06-23","1995-06-21",{"$f":"A27>'Initial Benefits'!$C$6","v":true},{"$f":"B27>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E27=TRUE,'Initial Benefits'!$C$6-Data3!A27+1,0)","v":0},364,0,1.3999999999999999E-2,1.3999999999999999E-2,{"$f":"INT((A27-'Initial Benefits'!$C$5)/365.25)","v":94},1.3999999999999999E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1995-06-22","1996-06-19",{"$f":"A28>'Initial Benefits'!$C$6","v":true},{"$f":"B28>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E28=TRUE,'Initial Benefits'!$C$6-Data3!A28+1,0)","v":0},364,0,3.9E-2,3.9E-2,{"$f":"INT((A28-'Initial Benefits'!$C$5)/365.25)","v":95},3.9E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1996-06-20","1997-06-18",{"$f":"A29>'Initial Benefits'!$C$6","v":true},{"$f":"B29>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E29=TRUE,'Initial Benefits'!$C$6-Data3!A29+1,0)","v":0},364,0,3.7000000000000005E-2,3.7000000000000005E-2,{"$f":"INT((A29-'Initial Benefits'!$C$5)/365.25)","v":96},3.7000000000000005E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1997-06-19","1998-06-17",{"$f":"A30>'Initial Benefits'!$C$6","v":true},{"$f":"B30>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E30=TRUE,'Initial Benefits'!$C$6-Data3!A30+1,0)","v":0},364,0,1.3000000000000001E-2,1.3000000000000001E-2,{"$f":"INT((A30-'Initial Benefits'!$C$5)/365.25)","v":97},1.3000000000000001E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1998-06-18","1999-06-16",{"$f":"A31>'Initial Benefits'!$C$6","v":true},{"$f":"B31>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E31=TRUE,'Initial Benefits'!$C$6-Data3!A31+1,0)","v":0},364,0,0,0,{"$f":"INT((A31-'Initial Benefits'!$C$5)/365.25)","v":98},0,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["1999-06-17","2000-06-28",{"$f":"A32>'Initial Benefits'!$C$6","v":true},{"$f":"B32>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E32=TRUE,'Initial Benefits'!$C$6-Data3!A32+1,0)","v":0},378,0,1.1000000000000001E-2,1.1000000000000001E-2,{"$f":"INT((A32-'Initial Benefits'!$C$5)/365.25)","v":99},1.1000000000000001E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2000-06-29","2001-06-27",{"$f":"A33>'Initial Benefits'!$C$6","v":true},{"$f":"B33>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E33=TRUE,'Initial Benefits'!$C$6-Data3!A33+1,0)","v":0},364,0,2.7999999999999997E-2,2.7999999999999997E-2,{"$f":"INT((A33-'Initial Benefits'!$C$5)/365.25)","v":100},2.7999999999999997E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2001-06-28","2001-12-26",{"$f":"A34>'Initial Benefits'!$C$6","v":true},{"$f":"B34>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E34=TRUE,'Initial Benefits'!$C$6-Data3!A34+1,0)","v":0},182,0,0.06,0.06,{"$f":"INT((A34-'Initial Benefits'!$C$5)/365.25)","v":101},0.06,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2001-12-27","2002-06-26",{"$f":"A35>'Initial Benefits'!$C$6","v":true},{"$f":"B35>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E35=TRUE,'Initial Benefits'!$C$6-Data3!A35+1,0)","v":0},182,0,1.1000000000000001E-2,1.1000000000000001E-2,{"$f":"INT((A35-'Initial Benefits'!$C$5)/365.25)","v":101},1.1000000000000001E-2,null,{"$f":"ROUND(N34*(1+L35),2)","v":0},0,{"$f":"Q35/14*365","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2002-06-27","2002-12-25",{"$f":"A36>'Initial Benefits'!$C$6","v":true},{"$f":"B36>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E36=TRUE,'Initial Benefits'!$C$6-Data3!A36+1,0)","v":0},182,0,1.8000000000000002E-2,1.8000000000000002E-2,{"$f":"INT((A36-'Initial Benefits'!$C$5)/365.25)","v":102},1.8000000000000002E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2002-12-26","2003-06-25",{"$f":"A37>'Initial Benefits'!$C$6","v":true},{"$f":"B37>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E37=TRUE,'Initial Benefits'!$C$6-Data3!A37+1,0)","v":0},182,0,1.3999999999999999E-2,1.3999999999999999E-2,{"$f":"INT((A37-'Initial Benefits'!$C$5)/365.25)","v":102},1.3999999999999999E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2003-06-26","2003-12-24",{"$f":"A38>'Initial Benefits'!$C$6","v":true},{"$f":"B38>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E38=TRUE,'Initial Benefits'!$C$6-Data3!A38+1,0)","v":0},182,0,0.02,0.02,{"$f":"INT((A38-'Initial Benefits'!$C$5)/365.25)","v":103},0.02,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2003-12-25","2004-06-23",{"$f":"A39>'Initial Benefits'!$C$6","v":true},{"$f":"B39>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E39=TRUE,'Initial Benefits'!$C$6-Data3!A39+1,0)","v":0},182,0,6.0000000000000001E-3,6.0000000000000001E-3,{"$f":"INT((A39-'Initial Benefits'!$C$5)/365.25)","v":103},6.0000000000000001E-3,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2004-06-24","2004-12-22",{"$f":"A40>'Initial Benefits'!$C$6","v":true},{"$f":"B40>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E40=TRUE,'Initial Benefits'!$C$6-Data3!A40+1,0)","v":0},182,0,1.3999999999999999E-2,1.3999999999999999E-2,{"$f":"INT((A40-'Initial Benefits'!$C$5)/365.25)","v":104},1.3999999999999999E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2004-12-23","2005-06-22",{"$f":"A41>'Initial Benefits'!$C$6","v":true},{"$f":"B41>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E41=TRUE,'Initial Benefits'!$C$6-Data3!A41+1,0)","v":0},182,0,9.0000000000000011E-3,9.0000000000000011E-3,{"$f":"INT((A41-'Initial Benefits'!$C$5)/365.25)","v":104},9.0000000000000011E-3,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2005-06-23","2005-12-21",{"$f":"A42>'Initial Benefits'!$C$6","v":true},{"$f":"B42>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E42=TRUE,'Initial Benefits'!$C$6-Data3!A42+1,0)","v":0},182,0,1.3999999999999999E-2,1.3999999999999999E-2,{"$f":"INT((A42-'Initial Benefits'!$C$5)/365.25)","v":105},1.3999999999999999E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2005-12-22","2006-06-21",{"$f":"A43>'Initial Benefits'!$C$6","v":true},{"$f":"B43>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E43=TRUE,'Initial Benefits'!$C$6-Data3!A43+1,0)","v":0},182,0,1.6E-2,1.6E-2,{"$f":"INT((A43-'Initial Benefits'!$C$5)/365.25)","v":105},1.6E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2006-06-22","2006-12-20",{"$f":"A44>'Initial Benefits'!$C$6","v":true},{"$f":"B44>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E44=TRUE,'Initial Benefits'!$C$6-Data3!A44+1,0)","v":0},182,0,1.3999999999999999E-2,1.3999999999999999E-2,{"$f":"INT((A44-'Initial Benefits'!$C$5)/365.25)","v":106},1.3999999999999999E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2006-12-21","2007-06-20",{"$f":"A45>'Initial Benefits'!$C$6","v":true},{"$f":"B45>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E45=TRUE,'Initial Benefits'!$C$6-Data3!A45+1,0)","v":0},182,0,2.5000000000000001E-2,2.5000000000000001E-2,{"$f":"INT((A45-'Initial Benefits'!$C$5)/365.25)","v":106},2.5000000000000001E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2007-06-21","2007-12-19",{"$f":"A46>'Initial Benefits'!$C$6","v":true},{"$f":"B46>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E46=TRUE,'Initial Benefits'!$C$6-Data3!A46+1,0)","v":0},182,0,0,0,{"$f":"INT((A46-'Initial Benefits'!$C$5)/365.25)","v":107},0,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2007-12-20","2008-06-18",{"$f":"A47>'Initial Benefits'!$C$6","v":true},{"$f":"B47>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E47=TRUE,'Initial Benefits'!$C$6-Data3!A47+1,0)","v":0},182,0,1.9E-2,1.9E-2,{"$f":"INT((A47-'Initial Benefits'!$C$5)/365.25)","v":107},1.9E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2008-06-19","2008-12-17",{"$f":"A48>'Initial Benefits'!$C$6","v":true},{"$f":"B48>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E48=TRUE,'Initial Benefits'!$C$6-Data3!A48+1,0)","v":0},182,0,2.3E-2,2.3E-2,{"$f":"INT((A48-'Initial Benefits'!$C$5)/365.25)","v":108},2.3E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2008-12-18","2009-06-17",{"$f":"A49>'Initial Benefits'!$C$6","v":true},{"$f":"B49>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E49=TRUE,'Initial Benefits'!$C$6-Data3!A49+1,0)","v":0},182,0,2.7000000000000003E-2,2.7000000000000003E-2,{"$f":"INT((A49-'Initial Benefits'!$C$5)/365.25)","v":108},2.7000000000000003E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2009-06-18","2010-01-13",{"$f":"A50>'Initial Benefits'!$C$6","v":true},{"$f":"B50>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E50=TRUE,'Initial Benefits'!$C$6-Data3!A50+1,0)","v":0},210,0,0,0,{"$f":"INT((A50-'Initial Benefits'!$C$5)/365.25)","v":109},0,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2010-01-14","2010-06-30",{"$f":"A51>'Initial Benefits'!$C$6","v":true},{"$f":"B51>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E51=TRUE,'Initial Benefits'!$C$6-Data3!A51+1,0)","v":0},168,0,1.3000000000000001E-2,1.3000000000000001E-2,{"$f":"INT((A51-'Initial Benefits'!$C$5)/365.25)","v":110},1.3000000000000001E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2010-07-01","2011-01-12",{"$f":"A52>'Initial Benefits'!$C$6","v":true},{"$f":"B52>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E52=TRUE,'Initial Benefits'!$C$6-Data3!A52+1,0)","v":0},196,0,1.3999999999999999E-2,1.3999999999999999E-2,{"$f":"INT((A52-'Initial Benefits'!$C$5)/365.25)","v":110},1.3999999999999999E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2011-01-13","2011-07-13",{"$f":"A53>'Initial Benefits'!$C$6","v":true},{"$f":"B53>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E53=TRUE,'Initial Benefits'!$C$6-Data3!A53+1,0)","v":0},182,0,1.3000000000000001E-2,1.3000000000000001E-2,{"$f":"INT((A53-'Initial Benefits'!$C$5)/365.25)","v":111},1.3000000000000001E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2011-07-14","2012-01-11",{"$f":"A54>'Initial Benefits'!$C$6","v":true},{"$f":"B54>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E54=TRUE,'Initial Benefits'!$C$6-Data3!A54+1,0)","v":0},182,0,0.02,0.02,{"$f":"INT((A54-'Initial Benefits'!$C$5)/365.25)","v":111},0.02,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2012-01-12","2012-07-11",{"$f":"A55>'Initial Benefits'!$C$6","v":true},{"$f":"B55>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E55=TRUE,'Initial Benefits'!$C$6-Data3!A55+1,0)","v":0},182,0,1.4999999999999999E-2,1.4999999999999999E-2,{"$f":"INT((A55-'Initial Benefits'!$C$5)/365.25)","v":112},1.4999999999999999E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2012-07-12","2013-01-09",{"$f":"A56>'Initial Benefits'!$C$6","v":true},{"$f":"B56>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E56=TRUE,'Initial Benefits'!$C$6-Data3!A56+1,0)","v":0},182,0,1E-3,1E-3,{"$f":"INT((A56-'Initial Benefits'!$C$5)/365.25)","v":112},1E-3,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2013-01-10","2013-07-10",{"$f":"A57>'Initial Benefits'!$C$6","v":true},{"$f":"B57>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E57=TRUE,'Initial Benefits'!$C$6-Data3!A57+1,0)","v":0},182,0,1.9E-2,1.9E-2,{"$f":"INT((A57-'Initial Benefits'!$C$5)/365.25)","v":113},1.9E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2013-07-11","2014-01-08",{"$f":"A58>'Initial Benefits'!$C$6","v":true},{"$f":"B58>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E58=TRUE,'Initial Benefits'!$C$6-Data3!A58+1,0)","v":0},182,0,6.0000000000000001E-3,6.0000000000000001E-3,{"$f":"INT((A58-'Initial Benefits'!$C$5)/365.25)","v":113},6.0000000000000001E-3,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2014-01-09","2014-07-09",{"$f":"A59>'Initial Benefits'!$C$6","v":true},{"$f":"B59>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E59=TRUE,'Initial Benefits'!$C$6-Data3!A59+1,0)","v":0},182,0,1.6E-2,1.6E-2,{"$f":"INT((A59-'Initial Benefits'!$C$5)/365.25)","v":114},1.6E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2014-07-10","2015-01-07",{"$f":"A60>'Initial Benefits'!$C$6","v":true},{"$f":"B60>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E60=TRUE,'Initial Benefits'!$C$6-Data3!A60+1,0)","v":0},182,0,1.4999999999999999E-2,1.4999999999999999E-2,{"$f":"INT((A60-'Initial Benefits'!$C$5)/365.25)","v":114},1.4999999999999999E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2015-01-08","2015-07-08",{"$f":"A61>'Initial Benefits'!$C$6","v":true},{"$f":"B61>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E61=TRUE,'Initial Benefits'!$C$6-Data3!A61+1,0)","v":0},182,0,9.0000000000000011E-3,9.0000000000000011E-3,{"$f":"INT((A61-'Initial Benefits'!$C$5)/365.25)","v":115},9.0000000000000011E-3,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2015-07-09","2016-01-06",{"$f":"A62>'Initial Benefits'!$C$6","v":true},{"$f":"B62>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E62=TRUE,'Initial Benefits'!$C$6-Data3!A62+1,0)","v":0},182,0,4.0000000000000001E-3,4.0000000000000001E-3,{"$f":"INT((A62-'Initial Benefits'!$C$5)/365.25)","v":115},4.0000000000000001E-3,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2016-01-07","2016-07-06",{"$f":"A63>'Initial Benefits'!$C$6","v":true},{"$f":"B63>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E63=TRUE,'Initial Benefits'!$C$6-Data3!A63+1,0)","v":0},182,0,1.1000000000000001E-2,1.1000000000000001E-2,{"$f":"INT((A63-'Initial Benefits'!$C$5)/365.25)","v":116},1.1000000000000001E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2016-07-07","2017-01-04",{"$f":"A64>'Initial Benefits'!$C$6","v":true},{"$f":"B64>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E64=TRUE,'Initial Benefits'!$C$6-Data3!A64+1,0)","v":0},182,0,4.0000000000000001E-3,4.0000000000000001E-3,{"$f":"INT((A64-'Initial Benefits'!$C$5)/365.25)","v":116},4.0000000000000001E-3,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2017-01-05","2017-07-05",{"$f":"A65>'Initial Benefits'!$C$6","v":true},{"$f":"B65>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E65=TRUE,'Initial Benefits'!$C$6-Data3!A65+1,0)","v":0},182,0,1.1000000000000001E-2,1.1000000000000001E-2,{"$f":"INT((A65-'Initial Benefits'!$C$5)/365.25)","v":117},1.1000000000000001E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2017-07-06","2018-01-03",{"$f":"A66>'Initial Benefits'!$C$6","v":true},{"$f":"B66>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E66=TRUE,'Initial Benefits'!$C$6-Data3!A66+1,0)","v":0},182,0,1.3000000000000001E-2,1.3000000000000001E-2,{"$f":"INT((A66-'Initial Benefits'!$C$5)/365.25)","v":117},1.3000000000000001E-2,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2018-01-04","2018-07-04",{"$f":"A67>'Initial Benefits'!$C$6","v":true},{"$f":"B67>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E67=TRUE,'Initial Benefits'!$C$6-Data3!A67+1,0)","v":0},182,0,8.0000000000000002E-3,8.0000000000000002E-3,{"$f":"INT((A67-'Initial Benefits'!$C$5)/365.25)","v":118},8.0000000000000002E-3,null,{"$f":"ROUND(N66*(1+L67),2)","v":0},0,{"$f":"Q67/14*365","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2018-07-05","2019-01-02",{"$f":"A68>'Initial Benefits'!$C$6","v":true},{"$f":"B68>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E68=TRUE,'Initial Benefits'!$C$6-Data3!A68+1,0)","v":0},182,0,1.4999999999999999E-2,1.1000000000000001E-2,{"$f":"INT((A68-'Initial Benefits'!$C$5)/365.25)","v":118},1.4999999999999999E-2,null,0,{"$f":"N68/365*14","v":0},0,0,0,0,0,{"$f":"T68/365*14","v":0},0,0,0,0,0,0,0,{"$f":"N68*0.625","v":0},{"$f":"AB68*0.625","v":0},{"$f":"AC68-AD68","v":0}]
["2019-01-03","2019-07-03",{"$f":"A69>'Initial Benefits'!$C$6","v":true},{"$f":"B69>'Initial Benefits'!$C$6","v":true},{"$f":"AND(D69,NOT(C69))","v":false},{"$f":"IF(E69=TRUE,'Initial Benefits'!$C$6-Data3!A69+1,0)","v":0},{"$f":"IF(C69=FALSE,0,B69-A69+1)+F69","v":182},0,8.0000000000000002E-3,8.0000000000000002E-3,{"$f":"INT((A69-'Initial Benefits'!$C$5)/365.25)","v":119},8.0000000000000002E-3,null,0,0,0,{"$f":"'Initial Benefits'!C14","v":0},{"$f":"ROUND(R68*(1+L69),2)","v":0},{"$f":"P69-P68","v":0},{"$f":"T68+S69","v":0},0,{"$f":"N69-T69","v":0},{"$f":"W68+O69*G69/14","v":0},{"$f":"X68+U69*G69/14","v":0},{"$f":"W69-X69","v":0},{"$f":"ROUND(Z68*(1+L69),2)","v":0},{"$f":"Z69-Z68","v":0},0,0,0,0]
["2019-07-04","2020-01-01",{"$f":"A70>'Initial Benefits'!$C$6","v":true},{"$f":"B70>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E70=TRUE,'Initial Benefits'!$C$6-Data3!A70+1,0)","v":0},182,0,{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"INT((A70-'Initial Benefits'!$C$5)/365.25)","v":119},0.01,null,0,0,0,{"$f":"Q69*(1+L70)","v":0},0,0,0,0,0,0,0,0,0,0,{"$f":"AB69+AA70","v":0},0,0,0]
["2020-01-02","2020-07-01",{"$f":"A71>'Initial Benefits'!$C$6","v":true},{"$f":"B71>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E71=TRUE,'Initial Benefits'!$C$6-Data3!A71+1,0)","v":0},182,0,{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"INT((A71-'Initial Benefits'!$C$5)/365.25)","v":120},0.01,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2020-07-02","2020-12-30",{"$f":"A72>'Initial Benefits'!$C$6","v":true},{"$f":"B72>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E72=TRUE,'Initial Benefits'!$C$6-Data3!A72+1,0)","v":0},182,0,{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"INT((A72-'Initial Benefits'!$C$5)/365.25)","v":120},0.01,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2020-12-31","2021-06-30",{"$f":"A73>'Initial Benefits'!$C$6","v":true},{"$f":"B73>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E73=TRUE,'Initial Benefits'!$C$6-Data3!A73+1,0)","v":0},182,0,{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"INT((A73-'Initial Benefits'!$C$5)/365.25)","v":121},0.01,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2021-07-01","2021-12-29",{"$f":"A74>'Initial Benefits'!$C$6","v":true},{"$f":"B74>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E74=TRUE,'Initial Benefits'!$C$6-Data3!A74+1,0)","v":0},182,0,{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"INT((A74-'Initial Benefits'!$C$5)/365.25)","v":121},0.01,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2021-12-30","2022-06-29",{"$f":"A75>'Initial Benefits'!$C$6","v":true},{"$f":"B75>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E75=TRUE,'Initial Benefits'!$C$6-Data3!A75+1,0)","v":0},182,0,{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"INT((A75-'Initial Benefits'!$C$5)/365.25)","v":121},0.01,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["2022-06-30","2022-12-28",{"$f":"A76>'Initial Benefits'!$C$6","v":true},{"$f":"B76>'Initial Benefits'!$C$6","v":true},false,{"$f":"IF(E76=TRUE,'Initial Benefits'!$C$6-Data3!A76+1,0)","v":0},182,0,{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"'Initial Benefits'!$C$16/2","v":0.01},{"$f":"INT((A76-'Initial Benefits'!$C$5)/365.25)","v":122},0.01,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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